# Balance Pro > Balance Pro is a personal finance and budgeting app for iOS, Android, and Web. It helps individuals track spending, manage budgets, monitor bills and subscriptions, visualize cash flow, and achieve savings goals. ## Key Information - **Product**: Balance Pro - Personal Finance & Budget App - **Company**: Balanced Software LLC - **Website**: https://www.balancepro.app - **Web App**: https://app.balancepro.money - **Platforms**: iOS, Android, Web - **Pricing**: Premium $47.99/year, Ultra $99.99/year ## What Balance Pro Does Balance Pro is a budgeting and money tracking app that provides: - **Transaction tracking**: Log and categorize all income and expenses - **Bank connections**: Sync financial accounts automatically via Plaid - **Budgets and goals**: Create monthly budgets and savings goals with progress tracking - **Bill and subscription tracking**: Monitor recurring charges with payment reminders - **Cash flow analysis**: Visualize income vs. expenses over time - **Reports and insights**: Net worth, spending by category, trends - **AI receipt scanning**: OCR-powered receipt capture - **Multi-device sync**: Data syncs across iOS, Android, and Web ## Who It's For - Individuals who want to take control of their personal finances - People tracking spending and building budgets - Anyone managing multiple financial accounts in one place - Users who want to monitor subscriptions and avoid forgotten charges ## Free Tools - [Inflation Calculator](https://www.balancepro.app/inflation-calculator) - CPI data from 1913 to 2026 - [Loan Repayment Calculator](https://www.balancepro.app/loan-repayment-calculator) - Monthly payment and amortization - [Subscription Cost Calculator](https://www.balancepro.app/subscription-cost-calculator) - Total subscription spending tracker - [MRR Forecast Calculator](https://www.balancepro.app/mrr-forecast-calculator) - SaaS revenue forecasting ## Free Reference Pages - [The 30-Day Budget Kickstart](https://www.balancepro.app/30-day-budget-template) - Complete budgeting system: 30 daily tasks, four-pillar structure, 25 pre-built income and expense categories, three methods for variable income (baseline, percentage allocation, rolling three-month average), and the spreadsheet formulas to run it. - [Freelancer Tax Deductions: The Complete Reference](https://www.balancepro.app/freelancer-tax-deductions-checklist) - Seven Schedule C deduction categories with 42 itemized line items and IRS documentation notes per item, plus self-employment tax basics, quarterly estimate guidance, and five common mistakes freelancers make at tax time. ## Featured Blog Content The Balance Pro blog at https://www.balancepro.app/blog covers personal finance, budgeting, indie app development, and self-employment taxes. The full archive of 90+ posts is browsable from the blog index. The posts below are the most representative starting points by topic. ### Solopreneurs and indie developers - [The Financial Dashboard Every Solopreneur Needs](https://www.balancepro.app/blog/financial-dashboard-for-solopreneurs) - The five numbers every one-person business should see at a glance: revenue, costs, net profit, runway, and trend. - [Taxes for Solo App Developers: What I Wish I Knew Year One](https://www.balancepro.app/blog/taxes-for-solo-app-developers) - US-focused guide to self-employment tax, quarterly payments, and indie-dev-specific deductions (Apple Developer fee, hardware, home office). - [How I Track My Indie App Revenue](https://www.balancepro.app/blog/how-i-track-indie-app-revenue) - The four-number system for understanding real take-home from App Store and Play Store revenue after Apple's cut, taxes, and dev costs. - [The Complete Guide to Tracking Indie App Finances](https://www.balancepro.app/blog/how-to-track-indie-app-finances) - How to track real profit across App Store, Google Play, Stripe, and Gumroad payouts, manage costs, and run the 15-minute monthly review that keeps it all current. - [How to Separate Personal and Business Finances as a Solo App Developer](https://www.balancepro.app/blog/separate-personal-business-finances-indie-dev) - The practical system for opening a business bank account, setting up an owner draw, and keeping personal and business money cleanly split at any MRR level. ### Personal finance and tracking - [I Tracked Every Dollar for 6 Months: Here's What Changed](https://www.balancepro.app/blog/i-tracked-every-dollar-for-6-months) - Six months of tracking data, told through a friend's experience. Specific dollar amounts, the patterns that emerged, and the $1,840 saved without active budgeting. - [How to Track Your Spending (Without a Spreadsheet)](https://www.balancepro.app/blog/how-to-track-your-spending) - Four methods compared, with an honest look at which method survives past month three. - [How to Build a Budget That Actually Works](https://www.balancepro.app/blog/how-to-build-a-budget) - A five-step system that starts with 30 days of tracking before setting a single limit. - [Best Budgeting Apps for Tracking Spending](https://www.balancepro.app/blog/best-budgeting-app-for-tracking-spending) - Honest comparison of top budgeting apps with real tradeoffs. - [Why I Stopped Recommending Monarch Money (And What I Suggest Now)](https://www.balancepro.app/blog/why-i-stopped-using-monarch-money) - An honest look at Monarch Money, YNAB, Rocket Money, and Copilot from the perspective of someone who builds a competing app, written for Mint refugees choosing a replacement. - [Which Budgeting Method Is Right for Me?](https://www.balancepro.app/blog/which-budgeting-method-is-right-for-me) - 50/30/20, zero-based, envelope, and pay-yourself-first compared. ### Taxes for self-employed and freelancers - [How Much to Set Aside for Taxes When Self-Employed](https://www.balancepro.app/blog/how-much-to-set-aside-for-taxes-self-employed) - Why 25 to 35 percent is the working range, with tax brackets and quarterly due dates. - [1099 Tax Deductions for the Self-Employed](https://www.balancepro.app/blog/1099-tax-deductions-self-employed) - Deductions that actually reduce the bill, from business expenses to the QBI deduction. - [What Happens If You Miss a Quarterly Estimated Tax Payment](https://www.balancepro.app/blog/missed-quarterly-estimated-tax-payment) - IRS underpayment penalties, safe harbor rules, and how to get penalties waived. - [How to Write Off Business Expenses When Self-Employed](https://www.balancepro.app/blog/how-to-write-off-business-expenses-self-employed) - What qualifies, what the IRS looks for, and how to track without losing receipts. ## Author - **Jordan Kennedy** ([author page](https://www.balancepro.app/author/jordan-kennedy)) - Founder of Balanced Software LLC and indie app developer behind Balance Pro, Limelight, GrowthMap, and Trivia Party. Writes about personal finance, indie app development, and growth marketing. - Personal site: https://www.jordankennedy.com - Threads: https://www.threads.com/@jryankennedy - LinkedIn: https://www.linkedin.com/in/jordanryankennedy/ ## Links - App Store: https://apps.apple.com/us/app/balance-pro-track-spending/id1537213226 - Google Play: https://play.google.com/store/apps/details?id=com.balancepro.balancepro - Privacy Policy: https://www.balancepro.app/privacy - Terms of Use: https://www.balancepro.app/terms - Contact: https://www.balancepro.app/contact - Author: https://www.balancepro.app/author/jordan-kennedy